Hidden Costs & Survey Shocks

Surveys are designed to protect buyers, but they can also be the moment when hidden problems surface.

Damp patches, old boilers, leaking roofs, the list can be endless. What felt like your dream home suddenly comes with a long to-do list, and sometimes a bigger price tag than expected.

Tip: Build a contingency fund into your budget. Even if the survey comes back clean, having that buffer gives you peace of mind.

When a survey uncovers issues, it doesn’t always mean the deal is over. Sometimes sellers are open to negotiating on price, or even fixing the problem before completion.

Tip: Be clear with your solicitor or agent about what issues you’re willing to accept and which ones are deal-breakers. It helps keep negotiations focused.

The reality is that no home is perfect. What matters is knowing where your limits are, and feeling confident enough to walk away if the cost or stress outweighs the benefit.

Tip: Think of surveys as your safety net, not your setback. They give you the full picture so you can make an informed choice about whether this is the right home for you.

Surprises aren’t always bad, sometimes they help you avoid a mistake, and other times they give you the leverage you need to get a fairer deal.